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Routing Number: 311079186 | MARTIN: (800)543-1031 | NMLS#804892

Loan Types

Discover the various loans offered by Metro Medical Credit Union to fit the needs of our valued members'.

AUTO

Financing available on new and used cars.

MORTGAGE

MMCU has partnered with CU Members Mortgage to offer mortgage products and services to our members. MMCU can help you get into your dream home with an affordable loan and terms that work best for you. MMCU offers conventional mortgage loans at some of the lowest rates you’ll find anywhere!

  • Apply online and receive a firm loan decision within 24 hours!
  • Get a preapproval letter, which gives YOU a stronger position during the negotiation process.
  • Retained loan servicing. Your mortgage will be retained by CU Members Mortgage for superior service long after closing. Your loan history is all in one place. Your payments go to the same place each month. Your escrow account is managed consistently from year to year so there’s nothing lost in the transition from one company to another.
This is not an offer to extend consumer credit as defined by Section 222.6 of Regulation Z. Rates and terms are subject to change.

Metro Medical Credit Union | NMLS #804892

 

HOME EQUITY

Turn your home ownership into a more rewarding experience with a home equity loan from Metro Medical Credit Union. Capitalize on the value you've built up in your property with cash for home improvements, educational expenses, or whatever purpose suits you. A home equity loan from Metro Medical Credit Union carries a competitive interest rate and the efficient, personalized service you're accustomed to receiving from your credit union.

Metro Medical Credit Union | NMLS #804892

 

MOTORCYCLE

Metro Medical Credit Union offers financing for new and used street-legal motorcycles. New motorcycle financing includes taxes, license and title transfer. A minimum down payment of 10% is required.

Used motorcycles will be financed for an amount determined by:

  1. Current NADA loan value;
  2. Wholesale value acquired by a telephone survey of motorcycle dealers; or
  3. 80% of sales price.

Used motorcycles will be inspected by an employee of the credit union or a designated representative unless being purchased from a dealer. The loan may be denied based on the inspection.

The maximum length of time for repayment of a used motorcycle shall be as follows:

  1. 36 months for loans under $9,000.00; or
  2. 48 months for loans under $15,000.00; or
  3. 60 months for loans $15,000.00 and over

Standard coverage of collision and comprehensive insurance, along with liability insurance, must be purchased by the member and proof of purchase provided to the credit union.

Motorcycles will be financed the current auto rate plus 1% for 36 and 48 months; 60-month terms will be financed at the current auto rate plus 2%.

 

PERSONAL

A personal loan from Metro Medical Credit Union can help with your loan needs, whatever they may be. You can use a personal loan to consolidate debt, finance a vacation or cover holiday expenses. These loans can also help you pay for medical emergencies and other unexpected events. Personal loans from Metro Medical Credit Union comes with low interest rates, fast processing and convenient repayment terms, as well as efficient, personalized service.

 

PLEASURE CRAFT

Financing available on new and used boats, recreational vehicles, travel trailers, jet skis, ATVs, titled trailers and horse trailers.

The rates for these vehicles are as follows:

  • 48 months as low as 6.75% APR
  • 60 months as low as 6.75% APR
  • 84 months as low as 7.75% APR
  • 120 months as low as 8.75% APR

 

RECREATIONAL VEHICLE

Ready to add to your leisure-time fun with a boat, personal watercraft or motor home? Let Metro Medical Credit Union help you finance those dreams. We offer loans on new and used recreational vehicles. All our loans come with competitive interest rates and efficient, personalized service. When it's time to stop dreaming and hit the road or the water, come to Metro Medical Credit Union for your recreational vehicle financing needs!

 

SHARE SECURED

With a Metro Medical Credit Union share secured loan, your deposit in a MMCU share savings account or savings certificate serves as collateral to secure your loan. Share secured loans carry our most attractive interest rates, and you'll even continue to earn dividends on your savings! We also offer Secured CD Loans.

 

CD SECURED

User your MMCU share savings account or share certificate (CD) as collateral and earn interest while you borrow! You will continue to earn dividends on your savings or certificate account and you'll pay a minimal interest rate. These loans are typically for establishing or rebuilding credit, but they are also ideal for providing your own financing at an extremely low rate while maintaining your savings balance.

Rates on Secured Loans

Share Secured (savings account) 4.00% APR above the interest rate earned on savings accounts.

CD Secured 2.00% APR above the interest rate earned on CD accounts.

 

SIGNATURE

Signature loans cover personal expenses, can be used for vacations or to consolidate bills to a lower interest rate. Typical use for signature loans are:

  • Taxes
  • Computers
  • Furniture
  • Medical Expenses
  • Car Repairs
  • Home Imporvements
  • Weddings
  • Tuition

Regardless of need, this type of loan offers flexible terms. Only a signature is needed as collateral for qualified buyers.

Current Signature Loan rates as of 2/1/08 are as low as 9.90% APR.

 

OTHER

We also offer loans on pleasure craft vehicles like ATVs, Jet Skis, titled tractors and horse trailers.

 

"Thanks so much for such a smooth process. I'll be a loan customer again for sure! Thanks for the great service!"


Vicki

"Yahoo! I am a homeowner! I am honored to be helped by such great and converned folks. Thank you both MMCU and CU Members Mortgage."


Beth

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8828 N. Stemmons Freeway
Suite #113
Dallas, TX 75247
Phone: (214)630-0611
Fax: (214)688-7042

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Debit Card: 1-800-472-3272
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Federally Insured by NCUA.
Equal Housing Lender.
NMLS#804892

Routing#311079186