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Metro Medical Credit Union offers financing for new and used street-legal motorcycles. New motorcycle financing includes taxes, license and title transfer. A minimum down payment of 10% is required.

Used motorcycles will be financed for an amount determined by:

  1. Current NADA loan value;
  2. Wholesale value acquired by a telephone survey of motorcycle dealers; or
  3. 80% of sales price.

Used motorcycles will be inspected by an employee of the credit union or a designated representative unless being purchased from a dealer. The loan may be denied based on the inspection.

The maximum length of time for repayment of a used motorcycle shall be as follows:

  1. 36 months for loans under $9,000.00; or
  2. 48 months for loans under $15,000.00; or
  3. 60 months for loans $15,000.00 and over

Standard coverage of collision and comprehensive insurance, along with liability insurance, must be purchased by the member and proof of purchase provided to the credit union.

Motorcycles will be financed the current auto rate plus 1% for 36 and 48 months; 60-month terms will be financed at the current auto rate plus 2%. Click here for rates and terms on Metro Medical Credit Union loans. Contact us if you have questions.