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Deposit Rates $25 minimum investment

Annual Percentage Yield is accurate as of December 1, 2017. Rates and other terms may change at any time without prior notice. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.

Sarvings Account Dividends are declared at the end of each quarter by the Board of Directors. CD Dividends are compounded daily and paid monthly. IRA CDs are compounded daily and paid quarterly.

Account Type Minimun Opening
Deposit
Minimum Balance
to Earn APY
Dividend Rate Annual
Percentage
Yield
Regular Savings
$25



up to $2,500
up to $5,000
up to $10,000
over $10,000
0.05%
0.10%
0.15%
0.20%
0.05%
0.10%
0.15%
0.20%
IRA Savings
$25   0.50% 0.50%
Christmas Club Savings
--   0.30% 0.30%
Checking Account Dividends will be compounded monthly and will be credited monthly.
Checking Accounts
--   0.20% 0.20%
Money Market - 78
$2,500
 
$0 - $2,499
$2,500 - $9,999
$10,000 and above
N/A
0.15%
0.20%
N/A
0.15%
0.20%
Money Market - 79
$25,000
 
 
$0 - $24,999
$25,000 - $49,999
$50,000 - $99,999
$100,000 & Above
N/A
0.30%
0.40%
0.40%
N/A
0.30%
0.40%
0.40%
* For additional information regarding the above accounts, please refer to the Truth-In-Savings Disclosure.
Regular & IRA Certificates

Annual Percentage Yield is accurate as of December 1, 2017. Rates and other terms may change at any time without prior notice. *$1000.00 minimum required to open Share or IRA Certificate. After your certificate is opened, the dividend rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.

CD Dividends are compounded daily and paid monthly. IRA CDs are compounded daily and paid quarterly. If you close your share account before dividends are paid, you will not receive the accrued dividends.

Terms
Minimum Opening Deposit Dividend Rate Annual Percentage Yield
Regular CD
     
6 months
$1000.00 0.25% 0.25%
12 months
$1000.00 0.40% 0.40%
24 months
$1000.00 0.55% 0.55%
IRA Certificates
     
1 year
$1000.00 0.40% 0.40%
2 years
$1000.00 0.65% 0.65%
3 years
$1000.00 0.75% 0.75%
4 years
$1000.00 0.85% 0.85%
5 years
$1000.00 0.90% 0.90%
* For additional information regarding the above accounts, please refer to the Truth-In-Savings Disclosure.

Click here for the compound interest calculator or click here for the APR calculator.

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