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MMCU’s Christmas Club account is quite possibly our most popular product. For years, members have been making holiday shopping easier on their wallets by tucking away a little money each month, then watching a nice, healthy deposit appear in their savings account the morning of November 1.

Features included in the Christmas Club Account include:

  • No minimum balance required
  • On Nov. 1 of each year, all the money you save, PLUS the interest you earn is returned to you via automatic transfer into your regular share savings account.
  • After Nov. 1 you can access your money with your MMCU debit card, or you can come into the branch to make a cash withdrawal, or call us and we’ll send you a check.
  • You select the amount deducted from each paycheck to be deposited
  • Start a Christmas Club account any time of year!
  • Use Christmas Club funds for any occasion – homeowner association dues, property taxes, insurance premiums, travel, you name it!
  • Click here for rate information

Please contact us if you have any questions about Club Accounts or click here for the savings calculator.

*Please note there is a $25,000 deposit limit for the Christmas Club accounts.