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When you become a member of the credit union a savings account is opened in your name. An initial deposit of $25 is required. All members must maintain a $25 balance in their savings account to remain a member, and demonstrate regular activity in their account to keep it open.

Other features of Regular Savings include:

  • A competitive interest rate paid quarterly on the average daily balance in your savings account. Click here for current rate information.
  • Withdrawals: To withdraw money from your savings account, simply stop by a credit union branch (MMCU Branch or CO-OP Shared Branch) or go to an ATM terminal. Members may make up to six savings withdrawals per month free of charge. After six withdrawals in one month a $6 charge per excessive withdrawal is applied.
  • Online access to your account.
  • Free Mobile Banking.
  • Access to over 5,300 Credit Union Branches Worldwide through CO-OP Shared Branching
  • Quarterly statements by mail* or Free eStatements.
  • Payroll deduction: You may have deposits to your savings account deducted directly from your paycheck.

If you have any other questions about regular savings accounts at MMCU, contact us.

Click here for the savings calculator.


*A Paper Statement Fee is assessed to members per statement cycle; ages 18 and over with aggregate deposit balances less than $50,000. eStatements are FREE. Click here to view our currect Fee Schedule.