*Limited time offer. All new accounts are subject to MMCU standard account membership terms and disclosures. MMCU may modify the terms of the referral program without prior notice by modifying the referral program rules. MMCU reserves the right to end this program at any time. Referral Form Submittals: surrender paper Referral form to MMCU staff at time of account opening or by mail along with membership application; complete online Referral form before or within three (3) business days of account opening following membership application delivery to the branch office or online membership application submission. Qualifications: new member must not share household with the referring member. You cannot refer your own account, and secondary accounts do not qualify for this offer. Former members qualify as a new member provided their previous account was closed one (1) year prior to the date of reopen. Payout: incentive will be posted to the Savings account of both the member and the referral’s account after the referred member keeps their opened Savings account active for 90 days.