90 Days No Pay


Unlock Your Car Savings

Drive away in a new or used car or refinance your current auto loan with us, and you won’t need to make your first payment for up to 90 days! Imagine what you could do with that extra money. Invest in what matters most to you while enjoying the ride.

Get started now and save more with us!

Defer your first auto loan payment with MMCU for up to 90 days!


*Promotion valid October 1, 2024 through December 31, 2024. APR = Annual Percentage Rate. The APR is the yearly rate of interest that includes fees and costs paid to acquire the loan. All loans subject to credit approval. Actual rate based on credit score. Promotion extends time before the first payment is due and interest will still accumulate at the daily rate. Interest that accumulates during the extended “first payment” period will be paid from the first payment. Then, normal principal reduction and interest payment will resume. Members cannot refinance an existing MMCU loan. This is not an offer to extend consumer credit as defined by Section 222.6 of Regulation Z. Rates and terms are subject to change.