Holiday Skip-A-Pay


Holiday Skip-a-Pay is back!

Need extra cash for the holidays? You can skip your November, December, or January payments on eligible loans!*

Take advantage of this offer and enjoy extra financial flexibility this season.

Follow these easy steps to save some extra cash this holiday season:

  1. Download and complete the application form.

  2. Select your Skip-a-Pay preferences:

    • Month

      Choose to skip your payment in November, December, or January.

    • Fee

      Opt for how you'd like to cover the $40 processing fee for each skipped loan—deduct it from your Savings or Checking account, or send a check along with your application.

    • Loan

      Specify which loan payment(s) you'd like to skip (Note: Mortgage loans, home equity loans, and VISA credit cards are excluded).

  3. Provide your details and sign the form.

  4. Submit the completed form to our Loan Department through the options listed below:

   Mail & In Person

Metro Medical Credit Union
Attn: Loan Department
8200 Brookriver Dr., Ste. N110
Dallas, TX 75247

   Email

lending@mmcu.com

   Fax

(214) 879-9759

 
*Eligible for MMCU Members only. By signing the Skip-a-Pay Form, you authorize Metro Medical Credit Union to extend your final loan payment by one month. Request must be made at least 10 days prior to payment due date. The $40 processing fee for each skipped loan will be either deducted from your Share Savings account, Share Draft Checking account, or be paid with a check payable to Metro Medical Credit Union. Interest will continue to accumulate on your loan during the month you skip your payment. If your loan payment is made through payroll deduction or direct deposit, your payment will be deposited into your credit union savings account for the month you're selected. You can transfer those funds to your checking account online, by phone or you can withdraw them at an ATM. Member may not skip first payment on new loan. This offer is valid only for auto and personal loans with a balance of $100 or more, with no history of late payments. Offer not valid on mortgage loans, home equity loans, or VISA credit card accounts. Federally insured by NCUA.